EmilyGallagher

  • Associate Professor
  • Arnold R. Weber Faculty Scholars
  • Co-Director of Center for Research on Consumer Financial Decision Making
  • FINANCE
  • CENTER FOR RESEARCH ON CONSUMER FINANCIAL DECISION MAKING
  • KLUMP CENTER
Address

Koelbel - 438

Emily Gallagher is an associate professor of finance in the real estate track at the Leeds School of Business, 鶹Ƶ. Her research focuses on household finance, climate change, insurance, and real estate, using quasi-experimental methods applied to geospatial, regulatory, and financial data. Gallagher examines how households prepare for and respond to financial shocks, especially climate disasters.

Her 2022 article in the Journal of Financial Economics, “Let the Rich Be Flooded: The Distribution of Financial Aid and Distress after Hurricane Harvey,” was featured in the 2023 Economic Report of the President of the United States. Another study, “Blood Money: Selling Plasma to Avoid High-Interest Loans,” co-authored with John Dooley and published in The Review of Financial Studies in 2024, received the 2025 CESR Best Paper Award. Her research on underinsurance, disaster recovery, and crowdfunding has been featured in The New York Times, The Wall Street Journal, Bloomberg, NPR, and BBC World Service.

She holds a B.B.A. from the University of Michigan and a Ph.D. from the Paris School of Economics, with postdoctoral training at Washington University in St. Louis and a research fellowship at the Federal Reserve Bank of Philadelphia. Gallagher teaches Real Estate Finance and Investment at the undergraduate and graduate levels and is the recipient of the 2023 Melvin J. Roberts Teaching Award. She was named the 2024 Dean’s “Rising Star” and Arnold R. Weber Faculty Scholar.
Selected publications: